I know most of you hate receiving calls from insurance agents asking you to do a free financial health check which of cos will led to sales talks and most properly end up with you buying an insurance policy.
Well if you though that is bad... what about having insurance agencies calling you up asking you to join them and they not only call you once or twice but up to 4 times even after rejecting them the very first time.
Experience it before? I had and it just happen last week where AIA and HSBC Insurance (not really HSBC but a company who carry HSBC Insurance products solely) call me up asking me to join them as Financial Consultant and Financial Manager. But what piss me off is that they call me many times even after I rejected them over and over again... Below is what happen for the two companies.
AIA
A lady call me (found my profile on recruitment website) asking me if I am interested in having a career change and have a career with AIA. I ask what position and if got basic pay and she answered as a Financial Consultant and they can offer fixed allowance of up to $4k a month for 12 months. But I rejected her saying I am not really interested in becoming an insurance agent and we ended the call after she promise me some rather attractive but not to my cup of tea stuff.
Then 1 day after the same lady called me up again and ask me if I am interested in having a career change and have a career with AIA... I told her she just called me yesterday and she apologise and again ask me if I would be interested since they are offering pretty good term...
Then the very next day again she called and this time we end the call very fast after she found out that I am the same guy...
Then 2 days later a new lady called me up saying she receive my application and will like to fix me up for an interview session as a management trainee with their manager! Wow cool finally a ticket to management position so I ask what company is it and she mention AIA... I think about it and mention I ask if it got anything to do with selling insurances and guess what was her reply?
"O ok then it is fine" and she hang up the call... Seriously if AIA really short of agents till they need to "con" people in by offering position like management trainee...
HSBC Insurance
A guy call me saying he is from HSBC Insurance and got my profile previously and was wondering if I would be interested in a career change. I say why not and was hoping he would offer a bank position with a fixed salary. He went on saying that the position involve direct sale of financial products and wealth planning services with clients base provided and they offer a fix basic salary! Cool so I reply that I am interested and ask how should the interview be arranged. He asked if I know where is Robinson Road... and I was like... why Robinson Road? HSBC Insurance is at Singpost right... I ask how come not at Singpost since that is the headquarter but he say the interview is at Ronbinson Road. I started to feel something is not right and I question further like how much is the basic and which branch office is at Robinson Road and he answered that he is not sure about those and that I can ask from the manager instead.
I played along by agreeing to the interview and asked his name again just to be sure. I went to the interview at Robinson Road knowing that the position I am applying very well is an agent position with no basic pay but I just want to let the manager know that he should train those making the phone calls not to give misleading information like having basic salary when there is none (they offering a financial scheme like the $4k allowance from AIA) and providing client base when one need to pay a sum of money to the telemarketers to help arrange the appointments...
I am not very sure but in the financial industry misleading information is a big No and the manage should know well before hand about what to have the recruiter tell the prospective agent and not to again "con" him or her by saying things like fixed salary and client base provided.
Then just 2 days later the same guy call me up again and told me he got my profile long ago and wonder if I would be interested... I told him that I am only interested in a job which give a fixed basic salary and his dun. He say maybe I got the wrong job but I am pretty sure so I ask him if the interview venue is at Robinson Road and the manager I am suppose to have interview with is Mr XXX... Call hang up...
Again if HSBC Insurance so short of people... Like I mention before in the AIA case I think when recruiting especially insurance agents they company should give the prospective candidate a very positive and realistic view of the job scope as well as remuneration package. An agent is still an agent not matter what title they give so please I hope what I experience here with AIA and HSBC Insurance would give a better picture to prospective agents and as well as to insurance companies a view on how I would advise them in doing their recruitment.
All insurance agents represent the company they work for and if they are "con" into joining the company do you expect them to be truthful when dealing with their customers...
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Well if you though that is bad... what about having insurance agencies calling you up asking you to join them and they not only call you once or twice but up to 4 times even after rejecting them the very first time.
Experience it before? I had and it just happen last week where AIA and HSBC Insurance (not really HSBC but a company who carry HSBC Insurance products solely) call me up asking me to join them as Financial Consultant and Financial Manager. But what piss me off is that they call me many times even after I rejected them over and over again... Below is what happen for the two companies.
AIA
A lady call me (found my profile on recruitment website) asking me if I am interested in having a career change and have a career with AIA. I ask what position and if got basic pay and she answered as a Financial Consultant and they can offer fixed allowance of up to $4k a month for 12 months. But I rejected her saying I am not really interested in becoming an insurance agent and we ended the call after she promise me some rather attractive but not to my cup of tea stuff.
Then 1 day after the same lady called me up again and ask me if I am interested in having a career change and have a career with AIA... I told her she just called me yesterday and she apologise and again ask me if I would be interested since they are offering pretty good term...
Then the very next day again she called and this time we end the call very fast after she found out that I am the same guy...
Then 2 days later a new lady called me up saying she receive my application and will like to fix me up for an interview session as a management trainee with their manager! Wow cool finally a ticket to management position so I ask what company is it and she mention AIA... I think about it and mention I ask if it got anything to do with selling insurances and guess what was her reply?
"O ok then it is fine" and she hang up the call... Seriously if AIA really short of agents till they need to "con" people in by offering position like management trainee...
HSBC Insurance
A guy call me saying he is from HSBC Insurance and got my profile previously and was wondering if I would be interested in a career change. I say why not and was hoping he would offer a bank position with a fixed salary. He went on saying that the position involve direct sale of financial products and wealth planning services with clients base provided and they offer a fix basic salary! Cool so I reply that I am interested and ask how should the interview be arranged. He asked if I know where is Robinson Road... and I was like... why Robinson Road? HSBC Insurance is at Singpost right... I ask how come not at Singpost since that is the headquarter but he say the interview is at Ronbinson Road. I started to feel something is not right and I question further like how much is the basic and which branch office is at Robinson Road and he answered that he is not sure about those and that I can ask from the manager instead.
I played along by agreeing to the interview and asked his name again just to be sure. I went to the interview at Robinson Road knowing that the position I am applying very well is an agent position with no basic pay but I just want to let the manager know that he should train those making the phone calls not to give misleading information like having basic salary when there is none (they offering a financial scheme like the $4k allowance from AIA) and providing client base when one need to pay a sum of money to the telemarketers to help arrange the appointments...
I am not very sure but in the financial industry misleading information is a big No and the manage should know well before hand about what to have the recruiter tell the prospective agent and not to again "con" him or her by saying things like fixed salary and client base provided.
Then just 2 days later the same guy call me up again and told me he got my profile long ago and wonder if I would be interested... I told him that I am only interested in a job which give a fixed basic salary and his dun. He say maybe I got the wrong job but I am pretty sure so I ask him if the interview venue is at Robinson Road and the manager I am suppose to have interview with is Mr XXX... Call hang up...
Again if HSBC Insurance so short of people... Like I mention before in the AIA case I think when recruiting especially insurance agents they company should give the prospective candidate a very positive and realistic view of the job scope as well as remuneration package. An agent is still an agent not matter what title they give so please I hope what I experience here with AIA and HSBC Insurance would give a better picture to prospective agents and as well as to insurance companies a view on how I would advise them in doing their recruitment.
All insurance agents represent the company they work for and if they are "con" into joining the company do you expect them to be truthful when dealing with their customers...
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9 comments
Hi,
I would like to say I received such calls too and they do not stop calling, as if they had this memory problem. Once they called me to say they are representing HSBC and would like to offer me an interview for a Wealth Management Associate. This is ridiculous as that term is used in banks too! I emailed to clarify if it is an insurance agent job but there was no reply. They even sent me an SMS to ask me to confirm the interview, and its from the SMS I got a reply in the affirmative that it is an insurance agent job. I feel very cheated as I am graduating and I did apply for analyst jobs at banks, hence I was hoping it won't be an agent job. But I guess in the entire banking industry, it seems only insurance agent job is such a chore that they need to use such tricks.
Hmmm... I just got a call from HSBC saying they found my profile in Monster. And the details of the call (including the arrangement for interview) is strikingly identical to yours.
me too. received a lot of such calls. sometimes although they say that they offer u a basic pay of up to $4k, they have certain criteria. mostly will be around 2k.
I am planning to move out for my first time and I would like to know about how much do I need to have saved financial planning in order to live without worrying?
Same here. I used to receive such calls over the years when i am looking for jobs. Either i turn them down or i agreed to their interview but nv attend(just to cut short their conversation). But finally, one day i attend a interview as management trainee from AIA. Well, i was at first quite skeptical of working in insurance industry, but i am also quite liberal to accept their explaination of the job. And it sound very prospective to me. I am tired of slogging over the years and earning a fix income. So this might be something for me. The manager told me that i need to study again and take exam to pass in order to qualify. So he said to arrange to pass me some books or tutorials to prepare me for the exam. Despite a few reminder to him to pass me the books, he never really pass to me since weeks after the interview. Later i also heard that insurance agent are offered very attractive allowances like up to 2k. But there is no basic pay! And the allowance is also only temporary. So one has really got to work hard the very first few mths u join in. Else you really eat grass! I do believe this line is not a scam or wat. coz i do have friend who work as a newbie to a manager post.
So what i am angry is, they call me up for job invitation, arrange interview and i went. Short listed me. But nv follow up from there! As you know, preparing the exam and so on take probably 1-2 mths. And what am i going to do during this period of time? cannot commit to a full time job .
Hey guys, there is nothing wrong by being an insurance agent. Your job is helping people securing their financial security and also planning for their retirement. From there you get compensated accordingly. It's a fair game. What's wrong with that? A good producer typically earns an income of above $100,000 a year! If you are daring and believe you should take charge of yourself, stop working for people and start doing your own biz like being an insurance agent or financial advisor. You will be rewarded handsomely if you work hard and fight beyond 2 yrs. Insurance as a career is for people with guys. Those of you not daring and not prepare to work hard, don't try it out, coz you will not succeed with your employee's mentalilty.
Good luck to you guys!
This Filipina kept calling four times over two days. Looks as though she forgot she had been calling me.
Yeah! I agree with you, sometimes most of insurance agencies are so irritating. I just wish they can do it in a nice way or maybe they can improve their system.
Great post! Some business owners are looking for trustworthy financial planner that they can trust for their investments.
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